// CD account, demonstrates structure use
// Walt Savitch
// 03/16/00

#include <iostream>
using std::cin; using std::cout; using std::endl;

//Structure for a bank certificate of deposit:
struct CDAccount {
    int balance;
    int interest_rate;
    int term;   //months until maturity
};


// fills up the_account
void getData(CDAccount&);

int main() {

    CDAccount account;    
    getData(account);  // fill up account

    // calculate account at maturity
    double rate_fraction, interest;
    rate_fraction = account.interest_rate/100.0;
    interest = account.balance*rate_fraction*(account.term/12.0);
    account.balance = account.balance + interest;

  
    cout << "When your CD matures in " 
         << account.term << " months,\n"
         << "it will have the balance of $" 
         << account.balance << endl;
}

// prompts the user about account characteristics
// fills up the_account, returns
void getData(CDAccount& act) {

    cout << "Enter account balance: $";
    cin >> act.balance;
    cout << "Enter account interest rate: ";
    cin >> act.interest_rate;
    cout << "Enter the number of months until maturity\n"
         << "(must be 12 or fewer months): ";
    cin >> act.term;
}